Full Idea
If a is an individual and b is a set of individuals, then in the theory of types we cannot talk about the set {a,b}, since it is not an individual or a set of individuals, ...but it is hard to see what harm can come from it.
Gist of Idea
Type theory prohibits (oddly) a set containing an individual and a set of individuals
Source
A.George / D.J.Velleman (Philosophies of Mathematics [2002], Ch.3)
Book Reference
George,A/Velleman D.J.: 'Philosophies of Mathematics' [Blackwell 2002], p.47